Investment acquisition
A property under contract with a defined purchase price, available equity and intended business use.
BUSINESS-PURPOSE REAL ESTATE FINANCING · ACQUISITION & BRIDGE
Buy with a plan.
Bridge to what’s next.
Purchase or refinance a business-purpose investment property while preparing for a sale, improvement program or longer-term financing.
THE RIGHT STARTING POINT
A property.
A purpose. A plan.
Florida and other-state inquiries are reviewed individually. Submission does not establish eligibility or approval.
Short-term transition
A temporary capital need tied to a specific sale, refinance or repositioning strategy.
A clear exit
A realistic repayment plan that accounts for timing, costs and a contingency if the first exit is delayed.
THE FINANCING FRAMEWORK
Know the
starting parameters.
10–12%Annual borrower interest
24Month initial term · interest-only
70%Maximum LTV · land & construction 50%
2–6%Origination fee
Indicative parameters only. Final terms depend on the property, valuation basis, capital source, underwriting and documents. Loans are interest-only with an initial 24-month term. The outstanding principal is due as a balloon payment at maturity. Borrowers may reduce principal or repay the loan in full at any time without a prepayment penalty. In rare and extenuating circumstances, a loan review may take place 60 days before maturity to consider a potential extension of 12 to 24 additional months. Borrower payment history is part of that review. Any extension requires approval and a written agreement; a review does not guarantee an extension.
Explore an interest-only illustration →MAKE THE FIRST REVIEW COUNT
Bring the facts
into focus.
Begin with what you know. Identify estimates and unresolved items clearly. Supporting files can be requested after the initial review.
Open the borrower checklist →- Purchase contract or ownership information
- Property address, photos and current condition
- Purchase price, requested amount and available equity
- Existing liens, title information and target closing date
- Proposed sale or refinance plan
COMMON QUESTIONS
Understand
the details.
Can you consider a second-position mortgage?
Financing generally requires a first-position mortgage lien. Second-position financing may be considered after reviewing the existing first mortgage, available equity and overall transaction, subject to approval. Existing loan terms, total debt secured by the property, valuation and title must be reviewed. Availability and final terms are subject to capital-source approval and documentation.
What is a bridge loan?
A short-term loan intended to connect the current transaction with a later sale, refinance or other documented source of repayment.
Does applying reserve the funds?
No. A submission begins a review. Capital availability, diligence and closing conditions must be satisfied before a commitment is made.
Can I discuss a refinance instead of a purchase?
Yes. Share the current ownership, existing debt, property value and the reason a short-term structure is being considered.