Loan amounts
Requested amounts are evaluated case by case against the property, proposed structure and available capital. Share the amount your project requires.
PRIVATE REAL ESTATE FINANCING
Your next opportunity.
A considered capital plan.
Connect the property, the work and the repayment strategy. RedGoose presents business-purpose real estate projects to private capital sources and helps organize the review.
CHOOSE THE PROJECT PATH
01 / FINANCING
Acquisition & Bridge
Purchase or refinance a business-purpose investment property while preparing for a sale, improvement program or longer-term financing.
Explore program details ↗02 / FINANCINGFix & Flip / Renovation
Bring the acquisition, improvement scope and proposed resale or refinance into one business-purpose financing discussion.
Explore program details ↗03 / FINANCINGNew Construction
Discuss capital needs for a business-purpose ground-up project with the site, approvals, builder and budget considered together.
Explore program details ↗04 / FINANCINGLand & Development
Organize the land, proposed use, infrastructure and execution sequence before discussing a capital structure.
Explore program details ↗05 / FINANCINGRefinance & Cash-Out
Discuss refinancing an investment property or releasing equity for a documented business purpose.
Explore program details ↗COMPARE THE PURPOSE
Find your
starting point.
| Financing discussion | Typical objective | Key review focus |
|---|---|---|
| Acquisition & Bridge | Purchase or temporary transition | Contract, equity and exit |
| Fix & Flip / Renovation | Improve, then sell or refinance | Scope, budget and completed value |
| New Construction | Build a business-purpose property | Maximum 50% of construction costs; builder, permits and draw plan |
| Land & Development | Acquire or develop land | Land only: maximum 50% of land value; access, entitlements and infrastructure |
| Refinance & Cash-Out | Restructure debt or release equity | Existing payoff, value and use of proceeds |
First- and second-position financing
Financing generally requires a first-position mortgage lien. Second-position financing may be considered after reviewing the existing first mortgage, available equity and overall transaction, subject to approval. We review existing loan terms, total secured debt, valuation and title. Availability and final terms remain subject to capital-source approval and documentation.
THE FINANCING FRAMEWORK
Clear parameters.
Individual review.
10–12%Annual borrower interest
24Month initial term · interest-only
70%Maximum LTV · land & construction 50%
2–6%Origination fee
Indicative parameters only. Final terms depend on the property, valuation basis, capital source, underwriting and documents. Loans are interest-only with an initial 24-month term. The outstanding principal is due as a balloon payment at maturity. Borrowers may reduce principal or repay the loan in full at any time without a prepayment penalty. In rare and extenuating circumstances, a loan review may take place 60 days before maturity to consider a potential extension of 12 to 24 additional months. Borrower payment history is part of that review. Any extension requires approval and a written agreement; a review does not guarantee an extension.
Where we work
Florida is our home market. We also consider other-state inquiries, subject to location, transaction requirements and capital-source availability.
Explore coverage →Response & closing
We aim to follow up within 24–48 hours after receiving a submission. Approval and closing timing depend on diligence, title, documentation and the capital source.
GET PREPARED
From first look
to closing review.
Understand the information, stages and decisions behind a well-prepared financing conversation.
A BORROWER’S PERSPECTIVE
More client perspectives →“My experience with RedGoose Realty was exceptional! Their professionalism and efficiency made the entire transaction seamless from start to finish. What truly stood out was their warm, personable approach, which elevated the experience even further. I highly recommend RedGoose Realty to anyone looking for top-notch service with a personal touch!”
Published with permission. Individual experience; investment results and repayment are not guaranteed.
Discuss your financing needs →